The True Monthly Cost of an Oahu Condo in 2026

Quick answer: On Oahu, the mortgage is only part of what a condo costs each month. Association (AOAO) maintenance fees, the building's master insurance policy, its reserve fund and the risk of special assessments can add hundreds to well …

Updated October 2026. Program terms, rates and income limits change often; confirm current details with each program before applying.

The short answer: Oahu first-time buyers can combine a below-market state mortgage (Hale Kamaaina), the City's 0% Down Payment Loan of up to $40,000, nonprofit and OHA programs with …

Imagine standing on the shores of Oahu, watching the tide pull back only to return with a powerful, unmistakable surge. For anyone keeping a close eye on Hawaii’s real estate market over the last few decades, that rhythmic movement feels incredibly familiar.

Behind the postcard-perfect backdrop of swaying …

Understanding Hawaii’s Housing Market: Challenges and Opportunities

The allure of Hawaii, with its breathtaking landscapes, vibrant culture, and idyllic weather, is undeniable. However, beneath its paradisiacal facade lies a real estate market fraught with challenges. Understanding Hawaii's housing market requires delving into the decades-long development of its present-day conditions. …

Homeowner's insurance rates in Hawaii have been on a steep rise, significantly affecting the real estate market, particularly for condominiums. This report delves into the reasons behind the increasing insurance rates, the impact on buying and selling homes, and the measures taken by the Hawaii legislature and governor to address …

Are you ready to take the next step in your homeownership journey? Selling your home is a significant decision, and we understand the importance of choosing the right real estate partner to guide you through this process. At The Salazar Group | Premier Island Homes Hawaii, our mission is to …

Buying a condo on the beautiful island of Oahu is a dream for many, but the reality of securing financing for such a purchase can be more challenging than one might expect. In this blog post, we'll explore some common reasons why individuals may face difficulties in obtaining financing for …

As real estate brokers in Hawaii, specializing in residential properties on the beautiful island of Oahu, we are well aware of the unique challenges and opportunities the local market presents. The current market conditions, marked by higher interest rates, may initially seem discouraging to potential buyers. However, this is actually …

Living and working as a real estate broker in Hawaii, with a primary focus on residential properties on Oahu, we've witnessed the unique allure of this island paradise. The landscapes, the culture, and the tropical climate make it a desirable location for real estate investment. However, the very charm of …

Chart Data updated as of December 10, 2025. Median Home Sales data from HiCentral MLS. Data deemed reliable but not guaranteed. InfoSparks (c) 2024 ShowingTime. Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States [MORTGAGE30US], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/MORTGAGE30US, December 10, …